Remember when my Handsome Assistant’s car got stolen? And we found it because of a pair of sunglasses? And it came with free Takis?
Anyhow, we went through the whole rigamarole. Talked to the insurance. Talked to police. Had it towed to a place. Had it towed to another place. Had it checked out, then towed to another place for Reasons, I guess.
Long story short, the cost of fixing the damages exceeds the value of the car. It’s totaled.
Even longer story short, this is possibly the best thing that could have happened.
Look, we’re cheap frugal people. We try to live below our means. He doesn’t take out loans or buy new cars because the way that car valuation works is bad and silly. I don’t take out loans or buy any cars because my eyes are mostly decorative at this point. We make it work.
This is how he was able to haggle a really good price on his last car. Couple that with trading in the car that got poisoned in Mississippi, and the total that he’d paid is actually significantly less than its value. Like, it would cost more to replace the car at its current book value than he originally paid for it.
And, depending on how the law shakes out, we might still be able to trade in or sell the totaled car (for parts, but still).
“But Jec,” you may be saying, “You guys’re still out a car, and that sucks.” And yes, you are correct. It is less than optimally convenient.
However, after the Mabon celebration (where we accidentally gatecrashed a youth group, my Handsome Assistant almost got hypothermia, and we ended up sleeping in the trunk), we came to the conclusion that it might not be a completely terrible idea to look at other models of car once this one bit the dust. I suggested a wagon, because we could use the extra cargo space. He wanted a hybrid or EV. We kind of shrugged it off for the time being, because his current car was working fine and we weren’t in any rush.
Now, not only do we have a reason to look at cars that better fit our needs, but we also have some extra dosh to do it with.
I don’t know how we ended up benefitting from what is, objectively, a really sucky situation, but I’m happy. ᕕ ( ᐛ )ᕗ
I should get some Takis to celebrate.
Marble Crow 